LIC

LIC Housing Finance Home Loan

LIC Housing Finance offers home loans starting from 7.50% p.a. with flexible options for salaried, self-employed, and pensioners. They provide loans up to 90% of property value with minimal documentation.

Interest Rate
7.50% - 10.75%
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Key Benefits of LIC Housing Finance

Lowest Interest Rates

Starting at 7.50% p.a.

Zero Foreclosure Charges

No penalties on floating rate loans

High Loan to Value

Up to 90% of property value

Special Rates for Women

Concessions on interest rates

Home Loan Interest Rates 2024

Scheme NameInterest Rate (p.a.)Processing Fee
Griha Suvidha7.50% onwards0.25% (Min ₹10,000, Max ₹50,000)
LIC Home Improvement8.50% onwards0.25% (Min ₹10,000, Max ₹50,000)
LIC Plot Loan8.80% onwards0.25% (Min ₹10,000, Max ₹50,000)
Balance Transfer7.50% onwards0.25% (Min ₹10,000, Max ₹50,000)
LIC NRI Home Loan8.00% onwards0.25% (Min ₹10,000, Max ₹50,000)

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